Rules checked

Pipcy

2 programs and 13 sizes in the Finder, for forex and CFDs on MT5. Each starts with an evaluation. Bots allowed within limits. Prices include the code FEST55.

  • Bots limited
  • Forex & CFD
  • MT5
  • 50% split

Rank it in the Finder opens the Finder with only this firm's accounts.

Trustpilot
4.2of 5
67 reviews, read 7 Nov 2026 · Trustpilot page (opens in a new tab)
Soonest $1,000
Fri 27 Nov
No priced size pays $1,000 within its safe daily target. The fastest, cash by this date for $1,000 withdrawn: Pipcy Classic One-Step 200K, 11 trading days (3 in the evaluation, at $12,000 a day), then $200 a day once funded; the evaluation's daily goal is 50% of its $24,000 max drawdown.
Most cushion
$24,000max drawdown
Pipcy Classic One-Step 200K, static
Cheapest cushion
$26per $1k drawdown
Pipcy Classic One-Step 100K at $314.55 with FEST55

Programs

Prices with today's code where a program has one. Days and daily goals are the Finder's default answer: as fast as the rules allow, no cushion (drawdown) kept after a payout.

Pipcy Classic One-Step

Challenge, then Funded · Forex & CFD · 7 sizes

FEST5555% off ('Mega Fest + Free Account') (all Pipcy challenges, new and existing users)Official, no end shown
Rules: Official rules

Sizes

Pipcy Classic One-Step: sizes and prices
SizePriceEval targetMax drawdownDaily loss limitCushion priceper $1k drawdownSafe daily targetPaid out at most
2.5K$19.80 list price $44$450$300 static$100 hard$66 per $1k$32no set limit
5K$34.65 list price $77$900$600 static$200 hard$58 per $1k$63no set limit
10K$58.05 list price $129$1,800$1,200 static$400 hard$48 per $1k$127no set limit
25K$110.25 list price $245$4,500$3,000 static$1,000 hard$37 per $1k$317no set limit
50K$175.05 list price $389$9,000$6,000 static$2,000 hard$29 per $1k$633no set limit
100K$314.55 list price $699$18,000$12,000 static$4,000 hard$26 per $1k$1,267no set limit
200K$674.55 list price $1,499$36,000$24,000 static$8,000 hard$28 per $1k$2,533no set limit

How fast each size pays

Cash date for each amount withdrawn (before the split), bought and first traded on Fri 6 Nov 2026; trading days and the daily goal as the Finder ranks them by default.

Pipcy Classic One-Step: cash date for $500, $1,000 and $2,000
Size$500$1,000$2,000
2.5Keval $150 a dayFri 27 Nov11 days · Funded $100 a day3 eval, 3 wait, 5 FundedFri 27 Nov11 days · Funded $200 a day3 eval, 3 wait, 5 FundedFri 27 Nov11 days · Funded $400 a day3 eval, 3 wait, 5 Funded
5Keval $300 a dayFri 27 Nov11 days · Funded $100 a day3 eval, 3 wait, 5 FundedFri 27 Nov11 days · Funded $200 a day3 eval, 3 wait, 5 FundedFri 27 Nov11 days · Funded $400 a day3 eval, 3 wait, 5 Funded
10Keval $600 a dayFri 27 Nov11 days · Funded $100 a day3 eval, 3 wait, 5 FundedFri 27 Nov11 days · Funded $200 a day3 eval, 3 wait, 5 FundedFri 27 Nov11 days · Funded $400 a day3 eval, 3 wait, 5 Funded
25Keval $1,500 a dayFri 27 Nov11 days · Funded $100 a day3 eval, 3 wait, 5 FundedFri 27 Nov11 days · Funded $200 a day3 eval, 3 wait, 5 FundedFri 27 Nov11 days · Funded $400 a day3 eval, 3 wait, 5 Funded
50Keval $3,000 a dayFri 27 Nov11 days · Funded $100 a day3 eval, 3 wait, 5 FundedFri 27 Nov11 days · Funded $200 a day3 eval, 3 wait, 5 FundedFri 27 Nov11 days · Funded $400 a day3 eval, 3 wait, 5 Funded
100Keval $6,000 a dayFri 27 Nov11 days · Funded $100 a day3 eval, 3 wait, 5 FundedFri 27 Nov11 days · Funded $200 a day3 eval, 3 wait, 5 FundedFri 27 Nov11 days · Funded $400 a day3 eval, 3 wait, 5 Funded
200Keval $12,000 a dayFri 27 Nov11 days · Funded $100 a day3 eval, 3 wait, 5 FundedFri 27 Nov11 days · Funded $200 a day3 eval, 3 wait, 5 FundedFri 27 Nov11 days · Funded $400 a day3 eval, 3 wait, 5 Funded
  • within 8 trading days
  • 9 to 15
  • 16 or more
  • out of reach on one account

Rules and payouts

Type
Challenge, then Funded
Bots
Bots limited: EAs are not named; HFT and software that manipulates systems or gives an unfair edge are banned, as is copy trading without approval.
Platforms
MT5
Payouts
First payout after 5 funded trading days, processed within 48 hours; later frequency not stated; split up to 100% by level (50% assumed).
Evaluation
  • 2.5K: Challenge: $450 target, at least 3 trading days; $300 max loss
  • 5K: Challenge: $900 target, at least 3 trading days; $600 max loss
  • 10K: Challenge: $1,800 target, at least 3 trading days; $1,200 max loss
  • 25K: Challenge: $4,500 target, at least 3 trading days; $3,000 max loss
  • 50K: Challenge: $9,000 target, at least 3 trading days; $6,000 max loss
  • 100K: Challenge: $18,000 target, at least 3 trading days; $12,000 max loss
  • 200K: Challenge: $36,000 target, at least 3 trading days; $24,000 max loss
Price
One-time; includes any activation fee
Payout goal
First payout: after 5 trading days, at least $50 a request; Then: every 5 trading days
Cap per payout
no cap
Smallest request
$50
Payout split
50% on every payout
Number of payouts
No set number
Request to cash
2 business days to approve, 2 business days to arrive
Other limits
Leverage forex 1:100, indices 1:30, commodities incl. gold 1:20, crypto 1:2; commission $6 per standard lot on forex. Prohibited: martingale beyond three same-direction positions on one instrument, grid, tick scalping, HFT, latency/arbitrage, slow-feed trading, unusually large or small positions, opening a position 2 h or less before a market closes for 2 h or longer, cross-account hedging. Funded (Account Agreement via ToS): 4% maximum floating loss on the initial balance; positions closed at the end of each Reference Period.
Confidence
Official rules: the firm's own pages
Open points
The static Classic table sits under One-Step / Two-Step tabs and shows a single set (18% target, prices); it is assigned to One-Step here (the default tab) - not confirmed. Payout frequency, minimum payout, starting split and its levels, payout caps and funded loss limits (Pipcy Account Agreement, not read) are not stated on the pages read. 'Eligible after 5 trading days' read as 5 funded trading days. Restricted list (ToS s.13 / FAQ) does not name Hungary.

Rules

Forex, indices, commodities and crypto CFDs on MT5. 18% target, 12% balance-based max loss, no daily loss, minimum 3 trading days, no time limit (ToS s.18.1 for the limits). Payout eligible after 5 trading days, processed within 48 hours; split up to 100% rising by level; KYC after passing (48-72 h). Pipcy marks rewards as based on simulated performance.

Watch out

No martingale beyond three same-direction positions, grid, tick scalping or HFT. No new positions 2 hours or less before a 2-hour market close. Strategies not replicable in real markets can be restricted. Funded: 4% maximum floating loss.

Pips Mastery X2

Challenge, then Funded · Forex & CFD · 6 sizes

FEST5555% off ('Mega Fest + Free Account') (all Pipcy challenges, new and existing users)Official, no end shown
Rules: Official rules

Sizes

Pips Mastery X2: sizes and prices
SizePriceEval targetMax drawdownDaily loss limitCushion priceper $1k drawdownSafe daily targetPaid out at most
2.5K$13.05 list price $29$250$125 staticnone$104 per $1k$40no set limit
5K$18.45 list price $41$500$250 staticnone$74 per $1k$79no set limit
10K$35.10 list price $78$1,000$500 staticnone$70 per $1k$158no set limit
25K$61.65 list price $137$2,500$1,250 staticnone$49 per $1k$396no set limit
50K$123.75 list price $275$5,000$2,500 staticnone$50 per $1k$792no set limit
100K$215.55 list price $479$10,000$5,000 staticnone$43 per $1k$1,583no set limit

How fast each size pays

Cash date for each amount withdrawn (before the split), bought and first traded on Fri 6 Nov 2026; trading days and the daily goal as the Finder ranks them by default.

Pips Mastery X2: cash date for $500, $1,000 and $2,000
Size$500$1,000$2,000
2.5Keval $84 a dayFri 27 Nov11 days · Funded $100 a day3 eval, 3 wait, 5 FundedFri 27 Nov11 days · Funded $200 a day3 eval, 3 wait, 5 FundedFri 27 Nov11 days · Funded $400 a day3 eval, 3 wait, 5 Funded
5Keval $167 a dayFri 27 Nov11 days · Funded $100 a day3 eval, 3 wait, 5 FundedFri 27 Nov11 days · Funded $200 a day3 eval, 3 wait, 5 FundedFri 27 Nov11 days · Funded $400 a day3 eval, 3 wait, 5 Funded
10Keval $334 a dayFri 27 Nov11 days · Funded $100 a day3 eval, 3 wait, 5 FundedFri 27 Nov11 days · Funded $200 a day3 eval, 3 wait, 5 FundedFri 27 Nov11 days · Funded $400 a day3 eval, 3 wait, 5 Funded
25Keval $834 a dayFri 27 Nov11 days · Funded $100 a day3 eval, 3 wait, 5 FundedFri 27 Nov11 days · Funded $200 a day3 eval, 3 wait, 5 FundedFri 27 Nov11 days · Funded $400 a day3 eval, 3 wait, 5 Funded
50Keval $1,667 a dayFri 27 Nov11 days · Funded $100 a day3 eval, 3 wait, 5 FundedFri 27 Nov11 days · Funded $200 a day3 eval, 3 wait, 5 FundedFri 27 Nov11 days · Funded $400 a day3 eval, 3 wait, 5 Funded
100Keval $3,334 a dayFri 27 Nov11 days · Funded $100 a day3 eval, 3 wait, 5 FundedFri 27 Nov11 days · Funded $200 a day3 eval, 3 wait, 5 FundedFri 27 Nov11 days · Funded $400 a day3 eval, 3 wait, 5 Funded
  • within 8 trading days
  • 9 to 15
  • 16 or more
  • out of reach on one account

Rules and payouts

Type
Challenge, then Funded
Bots
Bots limited: EAs are not named; HFT and software that manipulates systems or gives an unfair edge are banned, as is copy trading without approval.
Platforms
MT5
Payouts
First payout after 5 funded trading days, processed within 48 hours; later frequency not stated; split up to 100% by level (50% assumed).
Evaluation
  • 2.5K: Challenge: $250 target, at least 3 trading days; $125 max loss
  • 5K: Challenge: $500 target, at least 3 trading days; $250 max loss
  • 10K: Challenge: $1,000 target, at least 3 trading days; $500 max loss
  • 25K: Challenge: $2,500 target, at least 3 trading days; $1,250 max loss
  • 50K: Challenge: $5,000 target, at least 3 trading days; $2,500 max loss
  • 100K: Challenge: $10,000 target, at least 3 trading days; $5,000 max loss
Price
One-time; includes any activation fee
Payout goal
First payout: after 5 trading days, at least $50 a request; Then: every 5 trading days
Cap per payout
no cap
Smallest request
$50
Payout split
50% on every payout
Number of payouts
No set number
Request to cash
2 business days to approve, 2 business days to arrive
Other limits
  • 2.5K: Fixed 0.05 lots in the evaluation; funded up to 0.4 lots. Forex leverage 1:100; $6 commission per standard lot. Same ToS prohibitions as Classic.
  • 5K: Fixed 0.1 lots in the evaluation; funded up to 0.8 lots. Forex leverage 1:100; $6 commission per standard lot. Same ToS prohibitions as Classic.
  • 10K: Fixed 0.2 lots in the evaluation; funded up to 1.6 lots. Forex leverage 1:100; $6 commission per standard lot. Same ToS prohibitions as Classic.
  • 25K: Fixed 0.5 lots in the evaluation; funded up to 4 lots. Forex leverage 1:100; $6 commission per standard lot. Same ToS prohibitions as Classic.
  • 50K: Fixed 1 lots in the evaluation; funded up to 8 lots. Forex leverage 1:100; $6 commission per standard lot. Same ToS prohibitions as Classic.
  • 100K: Fixed 2 lots in the evaluation; funded up to 16 lots. Forex leverage 1:100; $6 commission per standard lot. Same ToS prohibitions as Classic.
Confidence
Official rules: the firm's own pages
Open points
Phase count of X2/X3 not stated (ToS lists Pips Mastery 1 Step and 2 Step; the page sells X2 at 500 pips and X3 at 750 pips); kind eval1 assumed. Payout frequency, minimum payout, starting split and its levels, payout caps and funded loss limits (Pipcy Account Agreement, not read) are not stated on the pages read. 'Eligible after 5 trading days' read as 5 funded trading days. Restricted list (ToS s.13 / FAQ) does not name Hungary.

Rules

Pip-based evaluation on 28 forex pairs with fixed position size: target 500 pips, max loss 250 pips (balance-based), no daily loss, minimum 3 trading days; funded lots scale up by level; payout eligible after 5 trading days, processed within 48 hours; split up to 100%.

Watch out

Pip-based on 28 forex pairs at a fixed lot size. No martingale beyond three same-direction positions, grid, tick scalping or HFT. No new positions 2 hours or less before a 2-hour market close. Strategies not replicable in real markets can be restricted.

Assumptions

Where a source leaves a rule open, the Finder takes the slower reading. Each program lists what it assumes for every size; a size lists only what it adds. Every payout is requested as early as the rules allow; the request that reaches the amount takes only what it still needs.

Pipcy Classic One-Step

8 assumptions for every size

Every size

  • 4% maximum floating loss (funded) treated as a hard daily loss limit
  • Price and target table assigned to One-Step (not confirmed)
  • Starting split not stated (up to 100% by level): 50% assumed
  • Later payout frequency not stated: 5 trading days per payout assumed
  • KYC after passing (48-72 hours) taken as before funded trading: 3 days
  • Payout delivery time not stated: 2 business days assumed
  • No minimum request stated: $50 assumed
  • Payout caps not stated: none assumed

Pips Mastery X2

9 assumptions for every size

Every size

  • Funded loss limit not stated: the evaluation's 250 pips assumed
  • One phase assumed (phase count not stated)
  • Dollar amounts assume the fixed lot at $10 a pip per lot
  • Starting split not stated (up to 100% by level): 50% assumed
  • Later payout frequency not stated: 5 trading days per payout assumed
  • KYC after passing (48-72 hours) taken as before funded trading: 3 days
  • Payout delivery time not stated: 2 business days assumed
  • No minimum request stated: $50 assumed
  • Payout caps not stated: none assumed

The firm's own rules, in brief

  • Bots. EAs are not named; HFT and software that manipulates systems or gives an unfair edge are banned, as is copy trading without approval.
  • Accounts. One registration per client (ToS s.6); no allocation cap stated (scaling up to $5M).
  • Copy trading. Copy trading without prior authorization prohibited (ToS 14.1.8); cross-account hedging prohibited (18.1.6).
  • News. News trading allowed (Classic page; ToS 14.1.9 permits trading around events, other prohibitions still apply).
  • Overnight and weekend. Weekend holding not addressed in the ToS sections read; opening a position 2 h or less before a market closes for 2 h or longer is prohibited (gap trading, ToS 14.1.16); funded: positions must be closed at the end of each Reference Period (Account Agreement, not defined in the text read).
  • Open to traders in Hungary: yes.
  • Trustpilot: 4.2 of 5, 67 reviews, read 7 Nov 2026.
  • Trust note. Trustpilot 4.2 'Great' / 67 reviews (all in the last 12 months), 72% 5-star, 12% 1-star; claimed Sep 2025; no consumer alert, fake-review warning, hidden or removed rating; note: the company has not recently invited reviews (read 7 Nov 2026).
  • Trust note. Watch: 9 Oct 2026 one-star - funded account refused after a passed challenge (alleged martingale/grid per the same-day screen); 1 Sep 2026 one-star - account closed with profits removed (firm: system configuration issue); 3 Aug 2026 - funded account closed after a payout as not replicable. ToS 14.2.6 allows restrictions where a strategy 'may not be reasonably replicable under comparable real-market conditions'.
  • Trust note. Contracting entities: Conquest Services Limited (non-UAE) / Rogano Limited (UAE); operator Pipcy Ltd (Saint Lucia) per the same-day screen; not regulated; simulated trading.

Sources

7 sources, 6 official. Each opens in a new tab.

Pays $1,000 as soon, or sooner

Each firm's soonest $1,000 withdrawn from a size with a published price, within its safe daily target where a size allows it; cash date and daily goal at the Finder's defaults. Pipcy is Fri 27 Nov.